Directive (EU) 2019/713 of the European Parliament and of the Council of 17 April 2019 on combating fraud and counterfeiting of non-cash means of payment and replacing Council Framework Decision 2001/413/JHA

This Directive aims to ensure that non-cash transactions carried out with any kind of payment instrument — whether physical such as bank cards, or virtual such as mobile payments — are included in the scope of offences. It criminalises theft and misappropriation of payment credentials, as well as their further sale and distribution.
It also approximates the level of penalties for the crimes defined in the Directive across Member States as well as facilitates exchange of information and cross-border cooperation. Finally, the Directive prevents illegal activities and making sure that victims have access to assistance and support.

Institution: European Commission
Type of document: Legislation
Year: 2019
Topic: Organised crime
Type of victim: Victims of financial crime, Victims of fraud, Victims of theft